First-Time Homebuyer Program Certification

Master the essential knowledge and skills to help your clients navigate
Texas homebuyer assistance programs

Course Modules

Our streamlined 8-module curriculum provides comprehensive training on first-time homebuyer programs in Texas

Module 1: Introduction and Qualification Basics

Learn the fundamentals of first-time homebuyer programs and how to assess client eligibility.

  • Overview of FTHB programs

  • Defining "first-time homebuyer"

  • Core qualification requirements

  • Buyer assessment process

Module 2: Texas Statewide Programs

Explore major statewide programs from TDHCA, TSAHC, and other organizations.

  • TDHCA programs

  • TSAHC programs

  • Veterans Land Board programs

  • Program selection strategies

Module 3: Regional and Local Programs

Discover city and county-specific programs across major Texas metropolitan areas.

  • Major metropolitan area programs

  • Program structure and benefits

  • Finding local programs

Module 4:
Down Payment Assistance and Financing Options

Master down payment assistance programs and financing options, including CRA programs.

  • Down payment assistance types

  • Loan programs for first-time homebuyers

  • Community Reinvestment Act (CRA) programs

  • Matching financing to buyer needs

Module 5:
Mortgage Credit Certificates

Learn how MCCs work and how to help clients benefit from this valuable tax credit.

  • MCC fundamentals

  • Eligibility and application

  • Strategic use of MCCs

Module 6:
Working with First-Time Homebuyers and Lenders

Develop strategies for guiding first-time buyers and collaborating with lenders.

  • First-time homebuyer psychology

  • Working with program-approved lenders

  • Coordinating the process

Module 7:
Marketing and Business Development

Create effective marketing strategies to attract and convert first-time homebuyers.

  • Positioning as a FTHB expert

  • Lead generation and conversion

Module 8:
Practical Applications and Certification

Apply your knowledge through case studies and prepare for certification.

  • Case studies

  • Certification process

  • Staying current

Certification Requirements

Why This Certification Matters

First-time homebuyers represent a significant portion of the real estate market in Texas.

By becoming certified in first-time homebuyer programs, you'll be able to:

  • Expand your client base with qualified first-time homebuyers

  • Help clients access programs that make homeownership possible

  • Stand out from other agents with specialized expertise

  • Build a reputation as a trusted resource in your community

To earn your First-Time Homebuyer Program Certification, you must:

  • Complete all 8 modules

  • Pass the final assessment with a minimum score of 85%

Featured: Community Reinvestment Act (CRA) Programs

Our course includes comprehensive coverage of CRA programs available in Texas,

including specific guidance on working with recommended lenders like Haley Brown at Cadence Bank. You'll learn how to navigate the 43% DTI requirement and develop strategies for qualifying buyers with DTI challenges.

Resources

Program Resources
Financial Resources
Educational Materials
Implementation Tools

Contact

Home Buyer Certified - ApptDaddy
Email: [email protected]

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